With the festive season only weeks away, it’s timely and essential for all of us to plan how we’re going to manage the financial pressure during the Christmas and New Year holiday season.
Christmas is such a wonderful time of giving and receiving, however learning how to avoid a ‘Financial Hangover’ due to excessive giving and overindulgence is essential.
So, if you want to save your lifestyle and relationships from hitting rock bottom when that credit card statement arrives in the new year, keep reading.
Avoiding a Christmas Financial Hangover requires planning. I’m here to help you do that by sharing some of the ideas tips and mindset that I recommend, and my clients use.
A financial hangover is the when the realisation hits, that you have spent too much. Way too much and you did not realise it, nor were you expecting it.
Your stomach ties itself into a knot, a feeling of dread rolls over you; you may even...
Don’t underestimate the value of a good night’s sleep. A lack of sleep can cost you dearly, not just personally from a productive and health point of view, but also in business and from an economic point of view.
When you find yourself being argumentative and angry over the littlest of things, whether it’s with your spouse, your kids or work colleges, then ask yourself, “how much sleep have I had?”
If the answer is less than 7 hours, and this has been consistent, then you may find that lack of sleep is where the problem is.
Lack of sleep will affect your ability to PERFORM
Lack of sleep will affect your HEALTH
The fear of getting old is a much more common issue today than in previous generations. Life expectancy has increased, as have divorce rates. Children leave home and live overseas. Lack of mobility or finances can also inhibit the ability to meet up with friends and family.
If a secret part of you, worries about being alone in your old age, then you are not alone, however there is a way to combat it….
Being alone and loneliness are different experiences.
Someone can choose to be alone and enjoy the experience of solitude. It can be a rejuvenating experience and help with mental clarity and emotional balance from a busy life.
Everyone experiences loneliness from time to time, it’s a normal emotional state, which is part of being human. Unlike being alone, it’s a choice to feel the emptiness and exclusion of loneliness, although it may well be transient and situation dependant.
When loneliness continues for too long, then this is when problems can occur.
Stress is such a big part of peoples lives today. We live in a more stressful world that makes it harder for us to slow down, to take time off and relax.
Today's business culture does not value these things. The focus is on getting results, achieving goals, being busy Doing, working harder and harder, leaving many people feeling exhausted and stressed.
As discussed in more detail in my previous blog ..... "Stress, the Good the Bad and the Ugly…. Which one do you have?"
I discussed in more detail, the 3 types of stress...
Good Stress which helps you focus, take action and helps you succeed in life. It may feel exciting and can ultimately improve your performance.
Bad Stress which is where too much ongoing stress can wear you down and make you sick, both mentally and physically.
Ugly Stress which is extremely dangerous and will most likely have infiltrated all areas of your life.
Now I want to focus on how to manage your stress...
Regardless of where...
There’s nothing wrong with a bit of stress in your life, in fact it’s normal, and a healthy part of being human. However, there is a dark side, and if you’re not careful, it can have a detrimental effect in all areas of your life.
In my opinion, there are three types of stress, the Good the Bad and the Ugly…. Which one do you have?
Good stress helps you focus, take action and helps you succeed in life. You’ll recognise it because it motivates you, so that you can achieve more during the day. It may feel exciting and can ultimately improve your performance.
Everyone experiences stress events, it could occur when you have to make a public presentation, you have a deadline to meet with limited time, even getting stuck in traffic when you’re late for an important meeting or to catch a plane… yes, we’ve all been there.
What happens in your body when you have a stress event is that chemicals called epinephrine, norepinephrine...
When was the last time you got a good night’s sleep?
When did you last wake up feeling refreshed and energised ready to start your day?
If it was more than a week ago, then you’re most likely suffering from some type of stress. It wouldn’t be surprising; a Broker’s life is often a stressful one.
With unrelenting sales targets, significant changes to the industry regulations and the business environment, it’s no surprise that you may be struggling to get a good night’s sleep.
But, is sleep the only thing that you need to feel truly refreshed and rejuvenated?
The science says, that there is more to getting a good night sleep than just getting your 7-9 hours.
In fact, if you master the true art of getting “Real Rest”, which is more than just sleep, then you can completely turn your stressful life around and Rest your way to success in all areas of your life.
Before I dive into what getting ‘Real Rest’ means, lets look at the...
Video Length 4 min 21 sec